|
Interest Rates
Chequing
Savings
Term Investments
Mortgages
Chequing
|
| Maximizer & Heritage Chequing |
| Balance |
Rate |
|
| $0 - $999 |
0.00% |
| $1,000 - $4,999 |
0.10% |
| $5,000 - $9,999 |
0.25% |
| $10,000 - $24,999 |
0.50% |
| $25,000 & over |
0.75% |
|
|
| Package Accounts, Regular & Business Chequing |
| Balance |
Rate |
|
| $0 - $999 |
0.00% |
| $1,000 - $4,999 |
0.00% |
| $5,000 - $9,999 |
0.10% |
| $10,000 - $24,999 |
0.25% |
| $25,000 & over |
0.50% |
|
|
| U.S. Dollar Chequing |
| Balance |
Rate |
|
| $0 - $999 |
0.00% |
| $1,000 - $4,999 |
0.10% |
| $5,000 - $9,999 |
0.25% |
| $10,000 - $24,999 |
0.50% |
| $25,000 & over |
0.75% |
|
All rates subject to change without notice.
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Savings
|
| Platinum Savings and TFSA variable |
| Balance |
Rate |
|
|
$0-$499,999
$500,000-and over |
1.65%
1.90% |
|
|
| Plan 24 Savings (for daily cash flow needs) |
| Balance |
Rate |
|
| On entire balance |
0.25% |
|
|
| Variable Rate RRSPs and RRIFs |
| Balance |
Rate |
|
|
on entire balance |
1.50% |
|
All rates subject to change without notice.
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Term Investments (interest paid annually on maturity date)
|
| GIC fixed-term investments (Non-redeemable). Relationship pricing~ Deposit amounts include the total fixed term GIC/RSP/RIF/TFSA investments held in an account with WPCU. Eg. You have an RSP GIC worth $16,500.00 and a non-registered GIC worth $35,000.00, you would recieve the $50,000.00 & Over rate on your new term purchase. |
| Term |
Less than $10,000 |
$10,000 to $49,999 |
$50,000 & Over |
|
| 1 Year |
1.650% |
1.900% |
2.150% |
| 2 Year |
2.000% |
2.250% |
2.500% |
| 3 Year **rate special |
3.250% |
3.250% |
3.250% |
| 4 Year **rate special |
3.500% |
3.500% |
3.500% |
| 5 Year **rate special |
3.750% |
3.750% |
3.750% |
|
|
| GIC fixed-term investments (Redeemable annually on maturity date without penalty) |
| Term |
Less than $10,000 |
$10,000 to $49,999 |
$50,000 & Over |
|
|
5 Year (Redeemable) |
2.000% |
2.250% |
2.500% |
|
|
| RRSP and RRIF and TFSA fixed-term investments (Non-redeemable) Relationship pricing~ Deposit amounts include the total fixed term GIC/RSP/RIF/TFSA investments held in an account with WPCU. Eg. You have an RSP GIC worth $16,500.00 and a non-registered GIC worth $35,000.00, you would recieve the $50,000.00 & Over rate on your new term purchase |
| Term |
Less than $10,000 |
$10,000 to $49,999 |
$50,000 & Over |
|
| 1 Year |
1.650% |
1.900% |
2.150% |
| 2 Year |
2.000% |
2.250% |
2.500% |
| 3 Year **rate special |
3.250% |
3.250% |
3.250% |
| 4 Year **rate special |
3.500% |
3.500% |
3.500% |
| 5 Year **rate special |
3.750% |
3.750% |
3.750% |
|
|
| RRSP, RRIF, TFSA (5 Year Redeemable annually on maturity date without penalty) |
| Term |
Less than $10,000 |
$10,000 to $49,999 |
$50,000 & Over |
|
|
5 Year (Redeemable) |
2.000% |
2.250% |
2.500% |
|
All rates subject to change without notice.
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WPCU Mortgage Prime Rate
|
| WPCU Mortgage Prime Rate |
Rate |
|
| WPCU Mortgage Prime Rate |
3.250% |
|
Mortgages
|
| Residential Mortgages |
| Mortgage Term |
Rate |
|
|
| Variable rate |
3.25% |
|
| 6 month open |
5.75% |
|
| 1 year open |
6.00% |
|
| 1 year closed |
3.39% |
|
| 2 year closed |
3.59% |
|
| 3 year closed |
3.69% |
|
| 4 year closed |
3.79% |
|
| 5 year closed |
3.89% |
|
|
The Annual Percentage Rate (APR) is equivalent to the Annual Interest Rate, and assumes that no fee(s) apply. If fee(s) are required as part of the application processing, these fees would increase your APR.
Applicable to residential mortgages only and subject to credit union lending criteria for residential properties. Some conditions apply.
Longer mortgage terms available (up to 10 years). Please call us at 946-0551 or email us at info@policecu.mb.ca for details including current interest rates.
All rates subject to change without notice.
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|
| Variable Rate - Capped Mortgage |
| Term |
Rate |
|
|
| 5 Year Capped* |
2.75% |
|
| Capped Rate Maximum Rate* |
5.30% |
|
|
The Annual Percentage Rate (APR) is equivalent to the Annual Interest Rate, and assumes that no fee(s) apply. If fee(s) are required as part of the application processing, these fees would increase your APR.
|
| Cash-Back Mortgage (5% of mortgage given as cash back) |
| Mortgage Term |
Rate |
|
|
| 5 Years |
5.30% |
|
|
The Annual Percentage Rate (APR) is equivalent to the Annual Interest Rate, and assumes that no fee(s)apply. If fee(s) are required as part of the application processing, these fees would increase your APR.
All rates subject to change without notice.
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