Term Deposits

When you've got specific savings goals in mind, you can count on WPCU term deposits (GICs) to earn very competitive interest rates and give you the peace of mind knowing that your investment and interest return are guaranteed for the entire term of your investment.  Please view the Manitoba Credit Union Deposit Guarantee Corporation website for more information on the security of your investments through WPCU.

Our Relationship Pricing refers to deposit amounts which include the total fixed term GIC/RSP/RIF investments held in an account with WPCU.  For example, in account #4800000, you have $16,500.00 in an RSP term deposit, and you have $35,000.00 in a non-registered term deposit, you would qualify for the Over $50,000.00 rate.  Call us for details!

Features:

• 1 - 5 year non-redeemable terms available (for shorter term investments, please refer to the Platinum Savings account)
• 5 year redeemable term deposit investments available (redeemable annually on anniversary date without penalty)
• Interest may be paid annually to your account or compounded within the term investment 
• Minimum investment $1,000 
• Term amount and maturity date are displayed on your monthly account statement and Internet banking ststement
• Interest rate increases with account balance and term (view our rates to see how loyalty rates and longer terms can yeild you better rates)
• All investments protected without limit

Please click on Interest Rates for current rates!

Contact our professionals, Senior Financial Advisor, Barbara Dalzell, CFP, FMA, FDS at 926-3141 or barbarad@policecu.mb.ca, or Financial Advisor, Helder Sousa at 926-3562 or helders@policecu.mb.ca and start working toward achieving your savings goals TODAY!

Investments Glossary